So I've been asked by a few of you why I would skip over IUI's and go straight to IVF.
My short answer is money. But of course, I'll give you the long answer. Ha.
Insurance will cover none of my IF. The problem is that my hospital (St. Joe.seph) is Catholic. I am not catholic. My Dr. is not catholic. But because the hospital that my RE works out of is catholic, almost no infertility issues are covered. So my insurance will only cover half of the initial diagnostics, and nothing now that the diagnosis is unexplained infertility. Even if I was able to have my RE write up a lap. as due to endo, because he's and Reproductive Endocrinologist, they will assume it's due to IF and not cover it. If I went somewhere else, they would only cover half of the procedure. That makes a 20,000 dollar procedure cost 10,000 smackers for my DH and I. What a deal, right?
So out with the lap.
Onto IUIs. Each IUI will be just under 2000 big ones. With success rates so low (around 20%) by the time I try IUI 3 times, I've just paid 6,000 bucks. So when I look at those numbers and the increase with IVF percentages (around 45%) it seems like a better idea is to go for IVF. I asked my DR this, and he said because everything seems to be working, IVF is actually a good solution because it takes most of the guessing out of getting pregnant. We know where the egg is, we know where the sperm are, etc. It wasn't his thought (going straight to IVF) it was mine. But he agreed that after 2.4 years of trying that IVF is a probably place to go.
IVF is going to cost about 16,000 greenbacks the first time and a frozen egg cycle is 2500 after that. I asked what if I didn't get pregnant after going through IVF and finishing all potential eggs I would freeze and the finance lady didn't have a figure, but she got a sad look on her face and said a second fresh cycle is highly discounted. I thought she seemed genuine.
I'm thinking I'll try a few more months of clomid with timed intercourse while waiting for summer, but as a teacher I feel like summer is my best chance. I can relax more, I will have an available schedule for all the office visits...
But seriously ladies, I don't know. Am I a moron to skip IUI's? I know some of you have gotten pregnant the first IUI's, but it feels like the blogs I'm reading haven't had much IUI luck (still around the 20 % mark).
Okay, is that enough rambling about money? I am so open to opinions that you guys don't even know!
Bring on the advice!